If you dont make graphics yourself, there is no need to cry! On the Web are there numerous "company´s", who offers free graphics. When we write graphics, we mean GIF and JPG files.
Animation Factory-A very big collection of free animatons. Over 10000 different GIF´s. And they are free to use, if your site is noncommercial.
PatternLand-At PatterLand you can find over 500 different backgrounds for homepages. It´s not so bad!
www.freegraphics.com-The name says it all!
Hans Morsings Grafik side-This is a danish site, with some great animated GIF´s. And he also got backgrounds for homepage.